VA Funding Fee Ridge

Understanding the VA Loan Fee That Protects Your No-Down-Payment Benefit

For many veterans and active-duty service members, a VA home loan is one of the most valuable benefits earned through military service. The ability to buy a home with no down payment and without private mortgage insurance makes it an attractive option. But there is a cost tied directly to that benefit, and it often catches borrowers off guard: the VA funding fee. This fee is not a lender charge or a processing cost. It is a government-imposed charge that goes to the Departm